Insurance Products

Public Liability Insurance
This policy protects against claims lodged by third parties against the insured in respect of incidents that occur during the policy’s validity. Coverage is established within the limits of the insured’s professional activities and legal relationships as stated in the policy. The policy covers:

• Bodily injury or illness (fatal or non-fatal) to third parties
• Loss or damage to property belonging to third parties

Coverage extends up to the maximum limit stated in the insurance policy and in accordance with the provisions of
any law that covers civil liability in Iraq.

This policy provides insurance protection for bodily injury or loss of or property damage, which the insured is obliged to compensate for due to assumed liability under a contract or agreement. It ensures that contractual obligations regarding liability are properly covered, protecting businesses from financial losses arising from contractual commitments.

This policy covers claims received by employers due to legal liability arising from work-related accidents occurring in the workplace. It applies to employers who have employed workers subject to the Social Security Act or employees who enjoy rights beyond the benefits offered by the Social Security Law. The policy also covers compensation payable as a result of legal actions directed against the employer by the Social Security administration.

The insurance company will indemnify the insured for:

• All amounts that the insured will be held responsible for
• All costs and expenses incurred with consent for the defense of any claim
• Any payments ordered under social security laws

This policy compensates the insured up to a maximum limit as stated in the policy for any claim arising from breach of professional duty. It applies to various professionals such as chartered accountants, doctors, lawyers, insurance brokers, and others. The policy covers claims resulting from acts of negligence, errors, or oversights in professional practice.